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PayPal: PayPal Credit reviews

4.90
Based on 110,672 reviews, last reviewed 19th May 2026
2758900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of mind! Really easy to use & it provides peace of mind for any payments Reviewed on: 19th May 2026
Liz G's avatar
Liz G

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110672)

Really great company, very good customer service and...

5
Really great company, very good customer service and excellent products. Reviewed on: 7th May 2026

I like the pay in three

5
I like the pay in three the credit fee could be a bit lower Reviewed on: 7th May 2026

applied for debit card to earn points, able to acces...

5
applied for debit card to earn points, able to access instantly. Reviewed on: 7th May 2026

Reliable service

5
Easy to you and informative when required to speak with customer service Reviewed on: 7th May 2026

I make the most use out of paypal credit so that I h...

5
I make the most use out of paypal credit so that I have longer to pay off Reviewed on: 7th May 2026

Great service and excellent communication.

5
Great service and excellent communication. Facilities offered are very helpful Reviewed on: 7th May 2026

Never had any problems with paypal.

5
Never had any problems with paypal. Always at hand if needed. Reviewed on: 7th May 2026

Very convenient for unplanned large purchases

5
Very convenient for unplanned large purchases with manageable options for repayment. Reviewed on: 7th May 2026

Always very convenient, efficient and pleasant service.

5
Always very convenient, efficient and pleasant service. Thanks Reviewed on: 7th May 2026

Great merchant app

5
It’s good service, hassle free, very reliable. Reviewed on: 7th May 2026

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