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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180863 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180863)

great customer care

Very flexible and helpful if you need help Reviewed on: 8th July 2026

Excellent company easy to use, makes shopping all th...

Excellent company easy to use, makes shopping all that easier Reviewed on: 8th July 2026

Great Product

I've had a very positive experience using PayPal Credit. It provides a convenient and flexible way to spread the cost of larger purchases, making it easier to manage my finances. The application process was straightforward, and the credit limit was clearly explained from the outset. I particularly value the promotional financing offers available on eligible purchases, which can be very helpful when budgeting for bigger items. Managing the account through PayPal is simple, with easy access to balances, statements, and payment options. Payments are processed smoothly, and I receive timely reminders that help me stay on top of my account. Overall, PayPal Credit has been a reliable and useful financial tool that offers flexibility, transparency, and convenience. I would happily recommend it to others looking for an easy-to-use credit solution. Reviewed on: 8th July 2026

Functionality and connectability are very good

Functionality and connectability are very good Reviewed on: 8th July 2026

Easy to use and helpful when needed

PayPal has been very helpful for managing larger purchases and spreading payments over time. The account is easy to access, statements are clear, and I always know where I stand with my balance. I've found it convenient to use alongside my PayPal account, and overall I've had a smooth and positive experience Reviewed on: 8th July 2026

The Easy Way To Pay

PayPal is easy and convenient to use Reviewed on: 8th July 2026

Easy to use and loads of places to use my PayPal ac...

Easy to use and loads of places to use my PayPal account it’s convenient to use in the internet and the card is good for everything else Reviewed on: 8th July 2026

Easy to use.

Easy to use. Always remind you of any payment due well in advance so no need to worry about when to pay. Easy to use when paying on any site. Reviewed on: 8th July 2026

PayPal the only way to shop

Always there to help and more importantly they listen Reviewed on: 8th July 2026

Not had to use customer service yet, hence the neutr...

Not had to use customer service yet, hence the neutral rating. Everything else I am very happy with. Reviewed on: 8th July 2026

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