Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,717 reviews, last reviewed 19th May 2026
2760900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use pay in 3 and PayPal credit and i really can't... I use pay in 3 and PayPal credit and i really can't fault it Reviewed on: 19th May 2026
Mr D's avatar
Mr D

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (110717)

Easy to use and responsive.

5
Easy to use and responsive. i use for regular payments and its fast and reliable. Plus helps with easy disputes when a payment has been done Reviewed on: 7th May 2026
Oladipupo S's avatar
Oladipupo S

Amazing for spreading the cost of things Interest f...

5
Amazing for spreading the cost of things Interest free when pain on time Reviewed on: 7th May 2026
Kelly h's avatar
Kelly h

I use PayPal frequently and always feel confident ab...

5
I use PayPal frequently and always feel confident about my transactions. Any issue has been dealt with quickly and in a verysatisfactory way. Reviewed on: 7th May 2026
Maureen C's avatar
Maureen C

Amazing PayPal

5
Fast, simple and easy to use with the added security of PayPal Reviewed on: 7th May 2026
Jason C's avatar
Jason C

Excellent experience and payment flexibility

5
Excellent experience and payment flexibility Reviewed on: 7th May 2026
Nana Afrakomah's avatar
Nana Afrakomah

Brilliant method of paying

5
PayPal is a quick, reliable and safe way to purchase online. Reviewed on: 7th May 2026
Lorraine C's avatar
Lorraine C

Handled refund with problem supplier of faulty goods

5
Handled refund with problem supplier of faulty goods Reviewed on: 7th May 2026
gary leach's avatar
gary leach

Paypal is the way forward secure and safe only payme...

5
Paypal is the way forward secure and safe only payment I use Reviewed on: 7th May 2026
Mark l's avatar
Mark l

Reliable, secure, and easy to use.

5
Reliable, secure, and easy to use. PayPal makes online payments quick and convenient. I’ve been very satisfied with the service! I had great experience using PayPal. Reviewed on: 7th May 2026
Nicole B's avatar
Nicole B

Always easy to use, feels very secure, widely accept...

5
Always easy to use, feels very secure, widely acceptable always quick to help if you contact customer service Reviewed on: 7th May 2026
Helen P's avatar
Helen P

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill