Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 110,758 reviews, last reviewed 19th May 2026
2762850% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is my go to for online payments with flexible... Paypal is my go to for online payments with flexible payments and safe transactions Reviewed on: 19th May 2026
Raymond A's avatar
Raymond A

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (110758)

Simple, straightforward and easy to use.

5
Simple, straightforward and easy to use. Have used it several times and its quick and easy to setup. Automatically sorts out the repayments. Reviewed on: 7th May 2026

Good all round.

5
Good all round. I like the way they support .me. Reviewed on: 7th May 2026

Never had any problems

5
Never had any problems, very easy to use especially for big purchases I cant afford straight away like concert tickets or household appliances Reviewed on: 7th May 2026

I like the flexibility of payment

5
I like the flexibility of payment Reviewed on: 7th May 2026

I have use paypal for many years and it us always us...

5
I have use paypal for many years and it us always used when offered as great way to spread cost and buy things more securely Reviewed on: 7th May 2026

PayPal is a trusted place

5
PayPal offers great credit options and a safe way to pay for goods or a person. I am using PayPal for many years and never been disappointed. It is a trusted place to deal with any transactions Reviewed on: 7th May 2026

Secure and easy to use

5
So easy to use and stay on top of your payments. I feel it’s secure as a payment process. Reviewed on: 7th May 2026

Easy to use and a great way to plan your...

5
Easy to use and a great way to plan your finances Reviewed on: 7th May 2026

Great offers

5
Has been great offers, give options to pay in 3 or 4 months 0%,which help a lot Reviewed on: 7th May 2026

So easy to use and widely available. Tried and tested.

5
Have used PayPal for years and find them excellent and so easy to use. I like the different credit options available and PayPal is always my first choice. Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 52345 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3720 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 84 reviews
    PayPal
    View all products