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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180864 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180865)

PayPal the only way to shop

Always there to help and more importantly they listen Reviewed on: 8th July 2026

Not had to use customer service yet, hence the neutr...

Not had to use customer service yet, hence the neutral rating. Everything else I am very happy with. Reviewed on: 8th July 2026

Email and SMS reminder for payment

Sometimes we might forget, if there's email and SMS reminder for payment, that will be great. Reviewed on: 8th July 2026

PayPal Credit gives peace of mind

PayPal Credit is extremely convenient and gives peace of mind when spending large amounts of money as you know your purchases are protected. Reviewed on: 8th July 2026

Pay pal review

I’ve used pay pal for years now it’s a trusted and efficient service I use it for all my purchases knowing that my orders will be guaranteed Reviewed on: 8th July 2026

Brilliant way to spread the cost

Regularly use pay in 3 to help spread the cost and helps make large purchases affordable. Reviewed on: 8th July 2026

I think that PayPal is a very good banking company...

I think that PayPal is a very good banking company that really does give a safeguard for your money when buying on line. PayPal credit is fantastic as you just set up a Direct Debit and they do not worry you you to pay more and, unlike any other dealers, who are trying to get you to change this or that, they leave you alone which is great when other companies do not stop putting you under pressure I also think that if you see something you wish to buy online and see that it is covered by PayPal, you immediately feel assured as they will always help you when things so wrong. Reviewed on: 8th July 2026

My go to for online shopping

Any disputes quickly resolved, easy to use app Reviewed on: 8th July 2026

Limited experience..

Limited experience with this product as I prefer not to use credit Reviewed on: 8th July 2026

Confident in the product

Easy to follow and a great way to stagger a large payment Reviewed on: 8th July 2026

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