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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180869)

I think that PayPal is a very good banking company...

5
I think that PayPal is a very good banking company that really does give a safeguard for your money when buying on line. PayPal credit is fantastic as you just set up a Direct Debit and they do not worry you you to pay more and, unlike any other dealers, who are trying to get you to change this or that, they leave you alone which is great when other companies do not stop putting you under pressure I also think that if you see something you wish to buy online and see that it is covered by PayPal, you immediately feel assured as they will always help you when things so wrong. Reviewed on: 8th July 2026

My go to for online shopping

5
Any disputes quickly resolved, easy to use app Reviewed on: 8th July 2026

Limited experience..

4
Limited experience with this product as I prefer not to use credit Reviewed on: 8th July 2026

Confident in the product

5
Easy to follow and a great way to stagger a large payment Reviewed on: 8th July 2026

PayPal credit is so much flexible than my existing c...

5
PayPal credit is so much flexible than my existing credit providers. I use it all the time. Reviewed on: 8th July 2026

Have used for ages now, never had any issues.

4
Have used for ages now, never had any issues. Reviewed on: 8th July 2026

Flexible

4
Handy for paying over time using 0% interest for 4 months. Great that you can now add digital card on mobile device to pay for items, as well as a points system. Would be good if you could also get a physical card for the credit account. Reviewed on: 8th July 2026

beegreat servicen with paypal for ten years.

5
been with paypal for ten years.been great.reasonble.prices... Reviewed on: 8th July 2026

Used PayPal for many years.

5
Used PayPal for many years. Always been happy with the service provided Reviewed on: 8th July 2026

PayPal is very fair in today's market.

5
PayPal is very fair in today's market. They also are committed to bettering themselves by getting genuine customer feedback. Reviewed on: 8th July 2026

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