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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 110,866 reviews, last reviewed 19th May 2026
2767900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Experience as always Since I have been with paypal, always felt safe and trusting with all my transactions Reviewed on: 19th May 2026
Patrice A's avatar
Patrice A

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026
Michael Read's avatar
Michael Read
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (110866)

It is easy to use, payment is prompt

5
It is easy to use, payment is prompt Reviewed on: 7th May 2026
Jessica D's avatar
Jessica D

Safety with Paypal

5
I am very happy to use Paypal because it offers me the security of transactions and the opportunity to pay in 3 or more installments, without commission. Excellent! I would have preferred to be able to increase my credit, but I understood from one of the consultants that this is not possible for now. Including the experiences I had with the consultants were excellent, they showed professionalism and calmness, giving me accurate answers to all my questions. Keep it up! You are on the right track. Congratulations! Reviewed on: 7th May 2026
Mihai H's avatar
Mihai H

Flexible and clear options

5
Love the pay in 3 option and interest free 4 month credit option. Easy to repay earlier. Helps with budgeting Reviewed on: 7th May 2026
Paul Bland's avatar
Paul Bland

PayPal has helped me with many things and many situa...

5
PayPal has helped me with many things and many situations when things might not have been possible otherwise. Thank you PayPal. Reviewed on: 7th May 2026
Andrew J Gresty's avatar
Andrew J Gresty

Very useful credit tool!

5
Very useful credit tool! Easy to use online and helpful to use to spread the cost of some wedding essentials. Reviewed on: 7th May 2026
Missy's avatar
Missy

PayPal credit gives me a trusted line of credit that...

5
PayPal credit gives me a trusted line of credit that allows me more flexibility from a provider I trust. I do have a line of credit with my physical bank, but PayPal gives me access to credit online more easily, and I know I'm still protected. Reviewed on: 7th May 2026
Sarah F's avatar
Sarah F

The best credit provider I’ve come across

5
PayPal Credit is the best credit provider I’ve experienced. It all runs simply through the PayPal app where you can keep track of credit and repayments. The only downsides are that not all service providers accept PayPal and that however you dress it up, credit is a debt that you will owe with interest. The upsides are that it is simple to use, easy to track and you can set a direct debit for monthly repayments. Reviewed on: 7th May 2026
Chris B's avatar
Chris B

I have PAYPAL for many years and they improve vastly.

5
I have PAYPAL for many years and they improve vastly. I am very impress and happy with their service Reviewed on: 7th May 2026
Paul B's avatar
Paul B

Eases the financial burden...

5
I needed financial help and PayPal provided it, making it easy for me to spread the costs. Reviewed on: 7th May 2026
Janet Uluivuya's avatar
Janet Uluivuya

Excellent and efficient.

5
Excellent and efficient. The paypal credit app is so easy to use and keeps me track on how much i have spended on my card. Reviewed on: 7th May 2026
Anonymous's avatar
Anonymous

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