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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

1 like the way the protect customers from scammers

1 like the way the protect customers from scammers Reviewed on: 19th April 2026

Great service provided used all the time for many years

Great service provided used all the time for many years Reviewed on: 19th April 2026

Very good

PayPal Credit is a convenient option when you want flexibility without pulling out your card every time. The application is quick, and it integrates smoothly with PayPal, which makes online shopping feel effortless. I like the option to spread payments, especially for bigger purchases. Reviewed on: 19th April 2026

Always convenient and super easy to use

Always convenient and super easy to use Reviewed on: 19th April 2026

My experience with PayPal credit has been good, the...

My experience with PayPal credit has been good, the limit is high, discounts is good and no excessive interest charges. Reviewed on: 19th April 2026

PayPal Credit is a saver

PayPal Credit saved me all the time Reviewed on: 19th April 2026

Great Great Great Great Great Great Great Great Grea...

Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Reviewed on: 19th April 2026

Easy to use for everything I need and the new credit...

Easy to use for everything I need and the new credit card option is brilliant and straight forward Reviewed on: 19th April 2026

An extra safety net for those special purchases!

Regularly use PayPal Credit for extra security in day to day purchases and big purchases. I recently experienced an issue with an expensive purchase, where a return wasn’t refunded and the seller wouldn’t respond. Reported to PayPal who contacted the seller on my behalf and organised a full refund, which I could easily track through the app. Reviewed on: 19th April 2026

Very impressed with paypal

Really pleased with paypal the monthly payments are low enough to be able to get what youve spent down quite quickly .. Theres never any hidden charges and i prefer using them than any other credit company.. Reviewed on: 19th April 2026

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