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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Pay is far then using a credit card

Pay is far then using a credit card Reviewed on: 19th April 2026

Very easy and easily customised to personal financia...

Very easy and easily customised to personal financial needs Reviewed on: 19th April 2026

Honest and fair.

PayPal will always send reminders of upcoming payments and if a payment is missed or delayed there is only a minimal fee to pay Reviewed on: 19th April 2026

So quick and easy!

I like PayPal because it makes sending money incredibly simple. There’s no faffing about with logging into online banking, typing in long account numbers, or waiting for security codes. You just open the app, tap the person’s name, and the payment is done in seconds. It feels instant, convenient, and hassle‑free — exactly what you want when you’re just trying to pay someone quickly without turning it into a whole task.! Reviewed on: 19th April 2026

Rates could be cheaper, but is flexible

The rates could be better, but it’s very flexible. Reviewed on: 19th April 2026

Service is easy to use and understand it’s also good...

Service is easy to use and understand it’s also good value and problems are quickly resolved.Safeguards are good and obvious but with checks.Good level of safety on your account Reviewed on: 19th April 2026

Excellent

Very good service. I use it every month Reviewed on: 19th April 2026

PayPal credit is so helpful when needing to purchase...

PayPal credit is so helpful when needing to purchase something that I can't purchase all at once it helps spread the payments and easy to manage and also PayPal is always there to help if you run into any problems Reviewed on: 19th April 2026

I like the reliability, safety and protection that P...

I like the reliability, safety and protection that PayPal offers for online purchasing. The pay in three and four months interest free options are also really convenient. Reviewed on: 19th April 2026

PayPal credit I very useful when I need to buy somet...

PayPal credit I very useful when I need to buy something like gifts for kids or promotional items Reviewed on: 19th April 2026

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