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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Love the 0% for 4 months

5
Love the 0% for 4 months fantastic offer great for most purchases Reviewed on: 19th April 2026

5 stars experience

5
Great. Simply great. Easy to use and great perks. five stars all the way. Reviewed on: 19th April 2026

PayPal has has given me the chance to pay for things...

5
PayPal has has given me the chance to pay for things with ease. Spread the payments to suit my needs and if I've had any problems with non delivery or products not right their investigation team is amazing. Reviewed on: 19th April 2026

Best provider

5
Fair and honest assessment and customer service is top notch Reviewed on: 19th April 2026

I've been using it for years, it's something special.

5
I've been using it for years, it's something special. Reviewed on: 19th April 2026

Great way to pay and great for buy now pay later opt...

5
Great way to pay and great for buy now pay later options when you dont have full money already been a massive help Reviewed on: 19th April 2026

Amazing service

5
. Really easy to use and I love the online options. Everything is clear and straightforward, and the rates are great. It makes managing money simple and hassle-free. The credit options have been really helpful to me over the years, and Pay in 3 is a great addition too. The app is really handy as well—I can check everything easily whenever I need to. Reviewed on: 19th April 2026

Paypal is there easiest

5
Paypal is there easiest and most user friendly way to pay for just about everything Reviewed on: 19th April 2026

Unable to reach customer service when required

5
Unable to reach customer service when required and all the time has to message and leave for the response on its own pace Reviewed on: 19th April 2026

Has been simple to use and any issues are dealt with...

5
Has been simple to use and any issues are dealt with promptly Reviewed on: 19th April 2026

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