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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy as 123

5
Simple and easy to use. Straight forward to use and trusted . Reviewed on: 19th April 2026

5* all round!

5
Easiest & safest way to Pay online, plus spread the cost at the same time - thank you! Reviewed on: 19th April 2026

Everything is Good.

5
Everything is Good. I have had no problems. Reviewed on: 19th April 2026

I find PayPal to be very useful and convenient.

5
I find PayPal to be very useful and convenient. I like the piece of mind it gives you and the protection also like the pay in three option I prefer to use it on all my purchases! Reviewed on: 19th April 2026

Easy transactions with great support

5
Easy transactions with great support Reviewed on: 19th April 2026

Excellent really nice and very helpful

5
A reliable and convenient option for everyday online payments, especially if you value ease of use and broad acceptance—but worth comparing fees if you’re using it frequently or for business. Reviewed on: 19th April 2026

Easy to use and confident with my purchases

5
Easy to use and I feel confident with my purchases and the security. Credit options are well explained and limits are very generous. The benefits and points gain are a good addition. If paypal is an option I will always choose this. Reviewed on: 19th April 2026

Love using PayPal for purchases.

5
Love using PayPal for purchases. Great protection. Great options on spreading the cost. Reviewed on: 19th April 2026

Three installments

4
I did not have funds to buy a product last year and I used PayPal credit to pay for it, and I later pay over three installments. Reviewed on: 19th April 2026

Great service.

5
Great service. Paypal is always amazing. Reviewed on: 19th April 2026

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