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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

PayPal is so helpful.

5
PayPal is so helpful. It is easy to use and and different options to pay back. Reviewed on: 19th April 2026

I’ve always realised on pay pals great friendly cust...

5
I’ve always realised on pay pals great friendly customer service for reassurance throughout the long time I’ve been relying on them for the best possible results. thankyou. x Reviewed on: 19th April 2026

Ive been using paypal for almost eight years, and i...

5
Ive been using paypal for almost eight years, and i have a great experience and helped me alot buying things with paypal credit which is very helpful i am so grateful for this experience with paypal Reviewed on: 19th April 2026

It is amazing .

5
It is amazing . Very easy to use Reviewed on: 19th April 2026

Great simple and effective, the UI and UX is great.

5
Great simple and effective, the UI and UX is great. Reviewed on: 19th April 2026

Excellent service & easy set up to pay for shopping...

5
Excellent service & easy set up to pay for shopping online. Reviewed on: 19th April 2026

I absolutely love PayPal!

5
I absolutely love PayPal! Every purchase I make online I use PayPal! Could be clothes, electronics. Trainers. All sorts. Love it! Reviewed on: 19th April 2026

Very good, excellent communication as well via the app.

5
Very good, excellent communication as well via the app. Came in handy Reviewed on: 19th April 2026

Very easy to use and comes in very handy

5
Very easy to use and comes in very handy Reviewed on: 19th April 2026

Credit for everybody!

5
At first, I was afraid of taking any kind of credit because I had no experience and thought it would be complicated. However, PaulyPal Credit completely changed my perspective. The process was simple, clearly explained step by step, and easy to handle even on my own. Everything went smoothly, and I felt safe the whole time. It’s a great option for anyone who’s new to credit and a bit unsure. I’d definitely recommend it! Reviewed on: 19th April 2026

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