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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

The safe and easy way to go

Always a safe and convenient way to spend my hard earned money Reviewed on: 19th April 2026

Amazing customer service with easy to understand sta...

Amazing customer service with easy to understand statements. Options at checkout are easy Reviewed on: 19th April 2026

Easy to use and help you easily on your shopping...

Easy to use and help you easily on your shopping Reviewed on: 19th April 2026

Flexible Credit with Helpful 0% Offers

PayPal Credit has been really useful for spreading the cost of bigger purchases, especially with the 0% interest offers. It made my recent Apple buys much easier to manage, and the whole process was smooth and straightforward. A reliable option when you want flexibility without extra fees. Reviewed on: 19th April 2026

My Paypal experience

Since I started using PayPal my purchases have additional protection. The platform is easy for paying to an account or transferring securely funds. Reviewed on: 19th April 2026

Quick response incase of disputed products

Quick response incase of disputed products Reviewed on: 19th April 2026

All good. Easy to use.

Never had a problem. Does what it says on the tin! Fast payments all round whether it being sending or receiving monies. Good for overseas too. Reviewed on: 19th April 2026

Never have bad experiences with PayPal as I am with...

Never have bad experiences with PayPal as I am with PayPal since ages Reviewed on: 19th April 2026

Good options for borrowing which support responsible...

Good options for borrowing which support responsible but flexible borrowing. Good incentives available and widespread. Reviewed on: 19th April 2026

Easy! Simple and easy to use!

Simple and easy to use! Great app Reviewed on: 19th April 2026

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