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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Very good and it is highly organised

5
Very good and it is highly organised Reviewed on: 19th April 2026

Paypal review

5
My experience with PayPal has been very smooth and easy to use. Reviewed on: 19th April 2026

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 19th April 2026

I love pay for its financial security

5
I love pay pal because I feel it gives me financial security when buying things Reviewed on: 19th April 2026

Sending money to my family in another country for ju...

5
Sending money to my family in another country for just £2.99 is just incredible. Feel safe buying with paypall Reviewed on: 19th April 2026

I am first time user.

5
I am first time user. I am overall satisfied till date. The only point is I would have wanted my credit increased. Reviewed on: 19th April 2026

Pay in 3 is my fave

5
I love using PayPal for my purchases as I can earn points and have the option of paying in 3 for larger purchases with no interest, great when I’ve just moved house and purchasing decor and furniture Reviewed on: 19th April 2026

PayPal have always been good to me.

5
PayPal have always been good to me. Nothing but positive experiences. Reviewed on: 19th April 2026

Very convenient

5
Very convenient - lots of retailers accept this payment method Reviewed on: 19th April 2026

Very happy with PayPal service.

5
Very happy with PayPal service. Never had to contact customer service, so can’t give score. Reviewed on: 19th April 2026

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