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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

I enjoy using paypal, it’s easy to use, I feel secur...

5
I enjoy using paypal, it’s easy to use, I feel secure purchasing through paypal Reviewed on: 19th April 2026

Reusable credit, slow when paying

4
PayPal credit is great though payments towards the balance take a while to be taken Reviewed on: 19th April 2026

friendly, helpful, good information on my account an...

4
friendly, helpful, good information on my account and support. Reviewed on: 19th April 2026

Never had any issues, smooths, versatile and easy to...

5
Never had any issues, smooths, versatile and easy to use Reviewed on: 19th April 2026

Excellent service, always feel safer using paypal fo...

5
Excellent service, always feel safer using paypal for transactions Reviewed on: 19th April 2026

PayPal - Your Forever Friend

5
I just love PayPal, getting the extra time to pay for something gives me so much peace of mind especially with the cost of living rising as much as it does and you need to get a special gift for someone and you know you can rely on PayPal to give you more time to pay without any added costs Reviewed on: 19th April 2026

I always use this work well all the time so easy to...

5
I always use this work well all the time so easy to use app is good too Reviewed on: 19th April 2026

Love my PayPal helps me pay for things all year round.

5
Love my PayPal helps me pay for things all year round. As a mother of 6 children this really helps me budget and manage my finances. Can’t thank PayPal enough for all the times I’ve used it, even in emergency for medical appointments and medication. PayPal has been there through my time of crisis. Reviewed on: 19th April 2026

They were there when needed most

5
They were there when needed most Reviewed on: 19th April 2026

My experience has been great, easy use of credit car...

5
My experience has been great, easy use of credit card and I feel secure when paying with PayPal Reviewed on: 19th April 2026

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