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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Easy to set up and very easy to make extra...

5
Easy to set up and very easy to make extra payment Reviewed on: 19th April 2026

A very good service

5
I've been a PayPal customer for years now and if I have a problem with any transactions PayPal always keep me updated and help me when I need it. A very good service Reviewed on: 19th April 2026

The safer way to pay

5
Convenient and Safeway to pay you don't pass any of your details onto the retailers Reviewed on: 19th April 2026

Paypal the company that is always there.

5
Paypal has always been there for me when I have needed to spread the cost with affordable repayments I wouldn't be without them. Reviewed on: 19th April 2026

I find PayPal very easy to use and simple to navigate.

5
I find PayPal very easy to use and simple to navigate. The app is user-friendly and understands customer needs well. The credit facility they offer is also a great addition. Reviewed on: 19th April 2026

Just really easy to use

5
Just really easy to use & very slick Reviewed on: 19th April 2026

Fast and easy payment's, excepted on many website wi...

5
Fast and easy payment's, excepted on many website with ease Reviewed on: 19th April 2026

Vey efficient and secure to use .

5
Vey efficient and secure to use . Reviewed on: 19th April 2026

Easy work

5
Ease of service, reliable, no problems Reviewed on: 19th April 2026

I use both the pay over 3 months interest free optio...

5
I use both the pay over 3 months interest free option for larger purchases and the virtual card for day to day purchases such as clothes in Primark both offer me excellent flexible credit. Reviewed on: 19th April 2026

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