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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Fantastic credit provider always there to help swift...

5
Fantastic credit provider always there to help swiftly if needed the resolution centre section very easy to navigate Reviewed on: 19th April 2026

excellent love it brilliant .

5
excellent love it brilliant . so far great service Reviewed on: 19th April 2026

Pay in 3 is an excellent service for smaller purchas...

5
Pay in 3 is an excellent service for smaller purchases which is interest free and PayPal credit is also good to have for larger purchases and offers 4 months interest free credit Reviewed on: 19th April 2026

It's good for transferring money quickly.

5
It's good for transferring money quickly. I also have a good experience with PayPal loans. I have used it several times and I have not been disappointed so far and have been using it for many years. Reviewed on: 19th April 2026

Much better and clear than other online only platforms.

5
Much better and clear than other online only platforms. Also PayPal name does it all. Reviewed on: 19th April 2026

Great service, excellent value for money

5
Great service, excellent value for money Reviewed on: 19th April 2026

Easy user experience and money management

5
Easy user experience and money management Reviewed on: 19th April 2026

Always helpful out if a problem.

5
Always helpful out if a problem. Only query if refund not received if good defective. Reviewed on: 19th April 2026

Always feel safe to pay with PayPal

5
Always feel safe to pay with PayPal Reviewed on: 19th April 2026

Paypal rewards very good, use for all payments

5
Paypal rewards very good, use for all payments Reviewed on: 19th April 2026

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