Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Happy customer always coming back.

Wery handy. Safe to use. Can share money with your family and friends. Reviewed on: 19th April 2026

A Godsend!

I much prefer to use PayPal credit rather than a credit card. Easy to use and manage - it has been a god send for us especially in emergencies. Reviewed on: 19th April 2026

Just so reliable straight forward excellent communic...

Just so reliable straight forward excellent communication and payment reminders. Reviewed on: 19th April 2026

Always best help when needed

Always ways to get the best deals on payment Reviewed on: 19th April 2026

Nothing extreme, but overall it's easy to use, under...

Nothing extreme, but overall it's easy to use, understand and pay back. It's great for being able to wait and pay back slowly or wait and make sure you have enough money for later. It's great to use for future payments and investments into things and knowing you have the money for it in the future. Reviewed on: 19th April 2026

As for the 3payment option is one of the best but th...

As for the 3payment option is one of the best but the process not working some time as expected and customer support is bit heisty id say due to cant help on process as for example for some reson paypal blocked me using at my trip at singapore and chat support wot work as expected other than the % are amaizingly incresing woud recommend to anyone Reviewed on: 19th April 2026

Brilliant service

I just wanted to say how consistently great PayPal has been for me over the years. It’s been reliable, easy to use, and always made managing payments feel simple and secure. I’ve really appreciated the peace of mind it’s given me, and it’s made a big difference in both my personal and online transactions. Definitely one of those services that’s just quietly done its job well every time. Reviewed on: 19th April 2026

I was offered a credit card a very reasonable rate a...

I was offered a credit card a very reasonable rate and had a great customer service tidying already with my PayPal account. A very happy customer. Reviewed on: 19th April 2026

perience much less st...Took the stress out of paying

PayPal Credit made the whole experience much less stressful for me. The application process was simple, the information was clear, and it gave me the flexibility I needed at the right time. It really helped me spread the cost in a way that felt manageable and convenient. Everything was smooth, and I felt more confident making my purchase because of it. Overall, a very helpful service and a good experience. Reviewed on: 19th April 2026

Safe and secure

Never had any problems with PayPal. Safe and secure hides your true bank details added security if something goes wrong. PayPal pay in 3 good options at checkout virtual card available for everyday use. Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub