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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Brilliant service provided

5
PayPal has provided me and helped me so much when was needed and can’t not ask for more, it’s also amazing to see my credit limit is increasing :) Reviewed on: 19th April 2026

Very simple and straightforward process.

5
Very simple and straightforward process. Excellent service Reviewed on: 19th April 2026

Easy to use, love the new points system and 4 months...

5
Easy to use, love the new points system and 4 months interest free options. The points system threshold for next level.up from blue is very very high to achieve in a year. Think there needs to be more levels. Reviewed on: 19th April 2026

Easy to use

5
So handy and as I use it for online purchases I'm confident I have support if the product isn't as expected or goes missing en route Reviewed on: 19th April 2026

Payment flexibility

5
It is easy to use and give payment flexibility Reviewed on: 19th April 2026

I use paypal credit all the time , 4 months interest...

4
I use paypal credit all the time , 4 months interest free, whats not too like, so easy to use even better now with the app Reviewed on: 19th April 2026

Good now better

4
No issues so far even better now it tells you how much you can apply up to. Reviewed on: 19th April 2026

Working for clients.

5
Best Services, always helpfully. Work for their clients Reviewed on: 19th April 2026

Great option when you have to buy something but you...

5
Great option when you have to buy something but you don't have enough money to pay for it at once . Reviewed on: 19th April 2026

ticks all the boxes.

5
Fast and efficient definitely ticks all the boxes for me. Reviewed on: 19th April 2026

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