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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Outstanding experience.

From the time that I have been using PayPal Credit I had just good experience and nothing to complain about. Reviewed on: 19th April 2026

PayPal is always helpful and professional platform w...

PayPal is always helpful and professional platform with great flexibility when it comes to finance Reviewed on: 19th April 2026

Easy to use and set up.

Easy to use and set up. Lower interest rates compared to other credit card providers. Easy to set up minimum payment and can also pay a little extra to pay off the debt quicker Reviewed on: 19th April 2026

A great over all way to pay

A great over all way to pay for products. Whether you are paying now or spreading the cost. Let's you buy items quicker if you need them. Or helping you out with spreading it over 3 payments. I even bought flights with. Buy now pay later. Giving you time to save up the money for them. Reviewed on: 19th April 2026

Great service to customers and always correct!

Great service to customers and always correct! Reviewed on: 19th April 2026

Helpful platform just when you raise a query or phon...

Helpful platform just when you raise a query or phone through, it’s annoying Reviewed on: 19th April 2026

It’s very reliable and easy to use.

It’s very reliable and easy to use. I feel that my money is in safe hands with PayPal every time I cash-in. They also have variety of services from credit card, to 3months to pay and many more. Reviewed on: 19th April 2026

Very easy to use,confident with transactions and pay...

Very easy to use,confident with transactions and payments to suite my convenience. Reviewed on: 19th April 2026

Great service plus 3 months interest free credit on...

Great service plus 3 months interest free credit on all purchases over £99 Reviewed on: 19th April 2026

Good and easy to pay very wouldn't be with...

Good and easy to pay very wouldn't be with out it Reviewed on: 19th April 2026

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