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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

PayPal credit is amazing it gives me the opportunity...

5
PayPal credit is amazing it gives me the opportunity to buy things in the spur of the moment when I may not be able to. It surprise drops or releases Reviewed on: 19th April 2026

Using from 15 years.

5
Using from 15 years. Buy now pay later very useful Reviewed on: 19th April 2026

PayPal credit gives me the opportunity to pay over a...

5
PayPal credit gives me the opportunity to pay over a few months which helps me able to afford a few luxuries in life as the living prices keep rising, it is becoming impossible to be able to purchased anything. Reviewed on: 19th April 2026

PayPal credit saved me when I was in a financial mess.

5
PayPal credit saved me when I was in a financial mess. Credit facility was easy to secure like the speed of light. Reviewed on: 19th April 2026

I use PayPal for every thing ,excellent payment pro...

5
I use PayPal for every thing ,excellent payment protection, and im approved for everything I order with no steep or crippling charges for borrowing excellent service would definitely recommend Reviewed on: 19th April 2026

Superstar

4
Easy to use and great as to be expected Reviewed on: 19th April 2026

Easy to use , excellent service

5
Easy to use , excellent service Safe way to pay Reviewed on: 19th April 2026

Easy way to manage money and credit

5
Easy process to apply and easy to monitor your account Reviewed on: 19th April 2026

Not had any issues

5
I have been using PayPal for over 5 years and I find their service really good Reviewed on: 19th April 2026

Highly recommended

5
On my side I said its truly work and highly recommended from side ..many thanks Reviewed on: 19th April 2026

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