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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Very good

5
Very good experience in my whole life Reviewed on: 19th April 2026

Customer for close to 15 years

5
I've had PayPal for probably close to 15 years. Never had an issue that was not resolved. Their debit card has a 1% cashback everywhere you pay which is great. More and more vendors around the world start accepting PayPal which is even better. Great service overall Reviewed on: 19th April 2026

Highly recommended

5
Very comfortable with using PayPal for paying and transferring money Reviewed on: 19th April 2026

Im in love with shopping with my paypal as I fully k...

5
Im in love with shopping with my paypal as I fully know my money and shopping are safe and protected. Paypal give me peace of mind. Reviewed on: 19th April 2026

The best service

5
Always reliable and great service Reviewed on: 19th April 2026

PayPal services a really good service to use have be...

5
PayPal services a really good service to use have been for many years and is an excellent service. Reviewed on: 19th April 2026

Great way to pay !

5
Great way to pay. Safe and secure and pay in 3 is brilliant . Reviewed on: 19th April 2026

Great service and accepted everywhere

5
Great service and accepted everywhere Reviewed on: 19th April 2026

Good service.

5
Good service. Pay in 3 and PayPal credit card is great. Reviewed on: 19th April 2026

Always easy to use, great rates, stress free shopping

5
Always easy to use, great rates, stress free shopping Reviewed on: 19th April 2026

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