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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

I am a PayPal user almost 20years now and I never ev...

I am a PayPal user almost 20years now and I never ever had any issue. They always were helpful and fast. Reviewed on: 19th April 2026

Outstanding Service

I have had a very positive experience using PayPal Credit. The service is excellent, easy to use, and very reliable. Transactions are smooth, and everything is handled quickly and securely. It gives me peace of mind when making payments online. Overall, a great service that I highly recommend to others. Reviewed on: 19th April 2026

Very easy to use.

Very easy to use. Feels secure and keeps information safely in one location. Makes larger bills more manageable spread over time. Clear and easy to use app with great options available. Reviewed on: 19th April 2026

I highly recommend PayPal credit

I have used PayPal credit for some time. I find the process of using PayPal credit quick, easy a d reliable. I feel like it is a safe credit option in a world today when finances feel hard and unstable. Reviewed on: 19th April 2026

Paypal credit

Easy no problems easy way to pay and pay off Reviewed on: 19th April 2026

Easy access to money and convenient payment terms

Easy access to money and pay in convince Reviewed on: 19th April 2026

Secure and easy to use

Easy to use, knowing that transactions are secure and new parcel tracking app is briliiant Reviewed on: 19th April 2026

Great for purchasing big items with the power of Pay...

Great for purchasing big items with the power of PayPal behind you if something goes wrong Reviewed on: 19th April 2026

Experience

I have had a great experience from i have been using PayPal Reviewed on: 19th April 2026

Easy to use, especially the flexible payments.

Easy to use, especially the flexible payments. Reviewed on: 19th April 2026

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