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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

PayPal is the best friend anyone could have, they re...

5
PayPal is the best friend anyone could have, they really look after you Reviewed on: 19th April 2026

Great credit company, care about their customer

5
Great credit company, care about their customer Reviewed on: 19th April 2026

Good service

4
Very good service for intrest free payments for 4 months Reviewed on: 19th April 2026

Excellent Credit Card

5
I have had the PayPal account for a year, I could say that it is the best credit provider I have had so far. Reviewed on: 19th April 2026

Very safe to use and good if you need to buy a purch...

5
Very safe to use and good if you need to buy a purchase and to pay back its easy Reviewed on: 19th April 2026

Awesome service all round

5
I have been using PayPal for many year and will be using them for the future, as I haven't had any issues with there services and if anything that was wrong, was sorted in a jiffy! Reviewed on: 19th April 2026

I iluse long time,and is amazing

5
I iluse long time,and is amazing Reviewed on: 19th April 2026

Quick easy simple

5
Easy and simple and problems are resolved in a orderly manner Reviewed on: 19th April 2026

PayPal credit is good because it gives you time to p...

4
PayPal credit is good because it gives you time to pay something off Reviewed on: 19th April 2026

I've been using PayPal credit for a while now, never...

5
I've been using PayPal credit for a while now, never had any major problems. The 4 months 0% interest makes the service really convenient, really helpful for big purchases. It relieves some of the pressure of those larger expenses. Reviewed on: 19th April 2026

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