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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181136 reviews)

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4.73

Based on 181,136 reviews, last reviewed 30th Aug 2026

7% decrease in 5 star reviews

in the past 90 days

5% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181136)

Original and the best

Sometimes hard to find where payments have been collected from, but fairly good Reviewed on: 19th April 2026

Nothing less than excellente service

Nothing less than excellente service Reviewed on: 19th April 2026

Easy to deal with online payments

Easy to deal with online payments Reviewed on: 19th April 2026

ideal for buying now and paying later

ideal for buying now and paying later Reviewed on: 19th April 2026

PayPal credit spreading the cost..

PayPal credit has helped me spread the cost of big purchases. I have not had any problems so far. Reviewed on: 19th April 2026

Excellent customer experience

I have had trouble in the past with passwords and getting money out i rang customer services and on line and has been fixed the problem right away Reviewed on: 19th April 2026

Great experience

PayPal offer great credit deals with no interest and up to 4 months to pay, no late fees. The app is really easy to use and offers all the info you need Reviewed on: 19th April 2026

So easy to use.

So easy to use. Easy payment options you can set up your payments to come out on the days you want. Never had any problems and no interest if you pay up by the deadline Reviewed on: 19th April 2026

Great people and helpful service.

Great service made a mistake and rep helped me to rectify and put my mind at peace when the bank was unhelpful. Reviewed on: 19th April 2026

Easy and simple to use.

Easy and simple to use. Whenever Im making a purchase online. I try to use PayPal Credit, because I trust them. I know my purchase is protected from fraud. Reviewed on: 19th April 2026

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