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PayPal: PayPal Credit reviews

4.73
Based on 181,136 reviews, last reviewed 30th Aug 2026
7% decrease in 5 star reviews
in the past 90 days
5% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have the best customer service and most of my requ... I have the best customer service and most of my requests went through with no delay Reviewed on: 30th August 2026
Ako's avatar
Ako

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

Simple and easy way to pay, with the bonus of security!

5
Simple and easy way to pay, with the bonus of security! Reviewed on: 19th April 2026

Easy and quick to use , good app experience

5
Easy and quick to use , app easy too access Reviewed on: 19th April 2026

PayPal is the best love to shop trought them

5
PayPal is the best love to shop trought them Reviewed on: 19th April 2026

It really is good

5
It really is good value, easy to use with excellent feedback back Reviewed on: 19th April 2026

Easy and user-friendly .

5
Easy to use and to schedule payments. Excellent when refunding money for goods not received. Reviewed on: 19th April 2026

18 years of continuous usage!

5
18 years of continuous usage! amazing customer service and never had an issue with sending or receiving payments Reviewed on: 19th April 2026

Good value, easy setup easy to use easily linked wit...

5
Good value, easy setup easy to use easily linked with Apple Pay Reviewed on: 19th April 2026

Easy, helpful and quick

5
Uncomplicated access, no hard sell of account, easy of contact, nice repayment time. Reviewed on: 19th April 2026

I’m using Paypal for many many years now and I Love it

5
I’m using Paypal for many many years now and I just love it . I’m also using Paypal debit card and credit card and I love that I can earn points when using the card . The Paypal credit option is also very useful and I’m using it very often. It’s nice to know I don’t have to pay the full amount in one go which is sometimes higher amount than I can afford at the time but I can pay in INTEREST FREE payments over next 4 months which is a looot of time to pay off the borrowed amount . Reviewed on: 19th April 2026

Very professional service and great customer service

5
Very professional service and great customer service Reviewed on: 19th April 2026

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