Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181137)

Always clear and web site easy to use

Always clear and web site easy to use Reviewed on: 19th April 2026

Safe and trustworthy

I have used PayPal for many many years and feel really happy with their financial support and also very safe, so I use their method of payment whenever it's available at a merchant. Reviewed on: 19th April 2026

helping and convenient

helping and convenient, easy to use, Reviewed on: 19th April 2026

Accepted anywhere, great interest free offers

Accepted anywhere, great interest free offers Reviewed on: 19th April 2026

Excellent experience.

Excellent experience. Amazing service, reliable. Reviewed on: 19th April 2026

PayPal has been a life saver allowing me to split ex...

PayPal has been a life saver allowing me to split expenses over a number of months Reviewed on: 19th April 2026

Very good.

I have used it for years and it is helpful to manage my finances. Reviewed on: 19th April 2026

Easy to do

It was very easy to do. Easy to use. Reviewed on: 19th April 2026

PayPal pay in 3 is excellent

Never had any issues with PayPal been using them for about 20 years , I love the fact I can split my payments in to 3 I use this very often as c as n purchase something before payday and then square it up once I’ve been paid Reviewed on: 19th April 2026

I always used PayPal pay in 3, but then applied for...

I always used PayPal pay in 3, but then applied for PayPal credit and im glad i did, it gives more time to pay, i use it for bigger purchases so I have more flexibility. I can treat myself too Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub