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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

Extremely handy to have

5
So easy to use and keep on top of your spending Reviewed on: 19th April 2026

Easy to use,everything clear, all the information we...

5
Easy to use,everything clear, all the information well explained Reviewed on: 19th April 2026

PayPal has made purchasing goods easy and offer vari...

5
PayPal has made purchasing goods easy and offer various options in which to make payment. Many places accept PayPal and PayPal appears to continue adding new ways in which to assist their customers. Definitely one of my preferred methods of making payments Reviewed on: 19th April 2026

Good and safevtobuse.

5
Good and convinient, This also protects you from fraudsters. Reviewed on: 19th April 2026

Paypal is accepted in almost all retail areas that I...

5
Paypal is accepted in almost all retail areas that I shop... Being able to spreed costs help me budget my household income when raising kids. Reviewed on: 19th April 2026

Handy way to pay

5
Easy to use for purchases plus paying large purchases over a few payments is really handy Reviewed on: 19th April 2026

Use PayPal for everything online...

5
Use PayPal whenever I can to pay for everything online Reviewed on: 19th April 2026

PayPal gives me a low cost option to spread the cost...

5
PayPal gives me a low cost option to spread the cost of my purchases Reviewed on: 19th April 2026

Amazing and became very usefull really helped out wh...

5
Amazing and became very usefull really helped out when it was needed Reviewed on: 19th April 2026

Use PayPal for the majority of purchases

5
Use PayPal for the majority of purchases Reviewed on: 19th April 2026

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