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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

Brilliant

5
Paypal is great it let's me pay as much as I can afford when I need something I always turn to paypal Reviewed on: 19th April 2026

Paypal is brilliant

5
Paypal have always helped with any issue I've had and paypal credit is fantastic for me having 2 autistic kids. Something always breaks before payday Reviewed on: 19th April 2026

PayPal is my go to for any online purchase.

4
PayPal is my go to for any online purchase. Eliminates most risk from transactions and helps you feel secure Reviewed on: 19th April 2026

Brilliant

5
So easy to use its fast and simple. Reviewed on: 19th April 2026

Experienced no problems with PayPal and queries have...

5
Experienced no problems with PayPal and queries have been dealt with very quickly and efficiently. Reviewed on: 19th April 2026

Fantastic customer service.

5
Fantastic customer service. When I got stuck with making a payment. The person I spoke to, was super helpful Reviewed on: 19th April 2026

Very fair

5
Very fair, no issues and very quick with support Reviewed on: 19th April 2026

It’s impossible to cancel a set up direct debit as P...

5
It’s impossible to cancel a set up direct debit as PayPal won’t let the account holder do it and needs to come from the company it’s set up with. This takes a long time to do and results in extra payments being made that are not refunded Reviewed on: 19th April 2026

I have more faith in PayPal , than any other finance...

5
I have more faith in PayPal , than any other finance company. Especially when buying online. Reviewed on: 19th April 2026

Pay pal credit is amazing

5
Pay pal credit is amazing, it’s easy to use, has so many benefits and different ways to be used. Its convenient and secure. Reviewed on: 19th April 2026

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