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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181137)

Always professional.

5
Always professional and easy to contact. Easy to use and now with the cards easier to take shopping. Reviewed on: 19th April 2026

very good service and good experiance

5
very good service and good experiance Reviewed on: 19th April 2026

safe way to purchase and flexible payment...

5
Brilliant safe way to purchase and flexible payment terms for the more expensive items with no interest added. Reviewed on: 19th April 2026

Never had a bad experience with PayPal

5
Never had a bad experience with PayPal Reviewed on: 19th April 2026

Av been with PayPal for many years, never had any pr...

5
Av been with PayPal for many years, never had any problems with it, love it Reviewed on: 19th April 2026

Any issues I have explained regarding payments or di...

5
Any issues I have explained regarding payments or disputes with other platforms, PayPal have been excellent in their communication and understanding to my needs and concerns around paying with PayPal. Reviewed on: 19th April 2026

Easy to use.

5
Easy to use. Never had a problem Reviewed on: 19th April 2026

My Go-To Credit Option

5
Better Than Other Credit Providers I’ve Tried Reviewed on: 19th April 2026

I have been with PayPal for years and always had a p...

5
I have been with PayPal for years and always had a positive experience Reviewed on: 19th April 2026

Very easy to manage.

5
Very easy to manage. It is quick and convenient. The customer service always help and respond with the issue so quickly. Reviewed on: 19th April 2026

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