Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181137 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181137)

Enjoy using PayPal easy to navigate and quick checkout

Enjoy using PayPal easy to navigate and quick checkout Reviewed on: 19th April 2026

Payments are a little slow and more information for...

Payments are a little slow and more information for new users is necessary Reviewed on: 19th April 2026

Easy to apply for, easy to use.

Easy to apply for, easy to use. Would recommend to everyone Reviewed on: 19th April 2026

It has been always very user friendly and great cust...

It has been always very user friendly and great customer service with prompt communication Reviewed on: 19th April 2026

PayPal gives me an assurance that my purchases are p...

PayPal gives me an assurance that my purchases are protected and offer me flexibility in payments. Reviewed on: 19th April 2026

ILove Paypal

I regularly use PayPal, PayPal credit and pay in 3 services for online purchases. Easy to manage and provides good security Reviewed on: 19th April 2026

PayPal is My Go To

Excellent and safe way to shop online. Reviewed on: 19th April 2026

I find paying with PayPal is amazing not only for pa...

I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.When you see an item you really want but payday seems years away Pay in 3 saves the day……Thank you PayPal Reviewed on: 19th April 2026

PayPal has helped me to achieve many financial solut...

PayPal has helped me to achieve many financial solutions and enable me fulfill them effortlessly through PayPal in 3 Reviewed on: 19th April 2026

Satisfaction

Ok. I m happy with paypal. All so far so good. I cant complain Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub