Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181138)

The best

I've had paypal for a few years now and I've never had an issue all very straightforward. Reviewed on: 19th April 2026

Best and quick service

I use paypal credit on a regular and it fast and reliable Reviewed on: 19th April 2026

Everything you need with the touch of a button

Everything you need with the touch of a button the PayPal credit is much easier to have and control making the repayments much easier Reviewed on: 19th April 2026

Absolutely brilliant!!!

Absolutely brilliant and I honestly do not have any issues with PayPal. Very quick to respond to queries and resolves issues promptly Reviewed on: 19th April 2026

Always easy and quick payments.

Always easy and quick payments. Absolutely perfect for transfers. Love late payment option. Reviewed on: 19th April 2026

Excellent

It's an easy process and affordable cost. Reviewed on: 19th April 2026

Excellent service now and customer service good

I had a few teething problems with my account but customer service was good and helped me. I did find trying to contact customer service quite hard Reviewed on: 19th April 2026

Easy to use, very much like the security that comes...

Easy to use, very much like the security that comes with it and know.my money is safe. App allows you see upcoming payments and outstanding balances. Reviewed on: 19th April 2026

THE BEST THERE IS!

A perfect finance platform for everyday life! It makes everything so easy and secure while online. Id be list without PayPal Reviewed on: 19th April 2026

I like PayPal because they deal with issues and not...

I like PayPal because they deal with issues and not serving tables as other financial institutions. Most importantly they backed their customers and not retailers who some how dubious to sell whatever. Even when customers said No. Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub