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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Best app

PayPal has built a strong reputation as one of the most reliable and convenient digital payment services available today. One of its biggest strengths is ease of use—setting up an account is quick, and sending or receiving money takes just a few clicks. Whether you’re paying for online purchases, invoicing clients, or transferring funds to friends, the interface is intuitive and accessible even for beginners. Security is another major advantage. PayPal uses advanced encryption and fraud protection measures, giving users confidence when making transactions. The buyer protection feature is especially valuable, helping resolve disputes and offering refunds if something goes wrong with a purchase. Its global reach is also impressive. PayPal is accepted by millions of businesses worldwide, making international payments simple without needing to deal with complicated bank processes. The ability to link multiple bank accounts and cards adds flexibility, while fast transfers and real-time notifications keep everything transparent. Overall, PayPal stands out as a trustworthy, efficient, and user-friendly payment platform that continues to make managing money online straightforward and secure. Reviewed on: 19th April 2026

Excellent service

Excellent service, quick way to pay for things and pay it back later at reasonable rates Reviewed on: 19th April 2026

What am I doing right now to be fair

What am I doing right now to be fair Reviewed on: 19th April 2026

Nevergave a problem easy to check my status

Never gave a problem easy to check my status Reviewed on: 19th April 2026

No brainer.

No brainer. Get points for purchases which you can redeem for money off. All at no cost. Reviewed on: 19th April 2026

PayPal is my go to payment method .

PayPal is my go to payment method . Reviewed on: 19th April 2026

I have been using PayPal for quite a while now and h...

I have been using PayPal for quite a while now and have had nothing but good from it. Not once has it ever caused a issue Reviewed on: 19th April 2026

Great service, questionable ethics regarding debanking.

Great service, questionable ethics regarding debanking. Reviewed on: 19th April 2026

Great easy way to pay.

Great easy way to pay. Had no problems Reviewed on: 19th April 2026

This is brilliant, easy to use and is really good wh...

This is brilliant, easy to use and is really good when you have an emergency Reviewed on: 19th April 2026

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