Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181138)

The app is too complicated to use.

The app is too complicated to use. Reviewed on: 19th April 2026

i like using PayPal it makes buying stuff online eas...

i like using PayPal it makes buying stuff online easier and safer. you can find how your looking for to send money to quick and easy and now that you can track parcels with them you now when the will arrive Reviewed on: 19th April 2026

I think using PayPal is quick, efficient and easy.

I think using PayPal is quick, efficient and easy. Reviewed on: 19th April 2026

Never let me down, always have a solution in times o...

Never let me down, always have a solution in times of need Reviewed on: 19th April 2026

Fast,secure,easy to use

Fast,secure,easy to use where needed Reviewed on: 19th April 2026

Safe, simple and effective

Safe, simple and effective. Customer service is are very helpful and they will be happy to assist you with any issues you might encounter with them. Reviewed on: 19th April 2026

I use PayPal credit for my purchases on eBay excelle...

I use PayPal credit for my purchases on eBay excellent terms and easy to manage once set up , in fact used it this week for new bbq Reviewed on: 19th April 2026

Recommend PayPal

Easy to use, and spread the cost of things Reviewed on: 19th April 2026

Helpful when needed some extra money to spend, trave...

Helpful when needed some extra money to spend, travelling etc Reviewed on: 19th April 2026

Very good and easy to use.

Very good and easy to use. Also recommend for friends, never get a problem with use pay pal Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101295 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub