Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

View other PayPal products

4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181138)

Useful app

It’s worked fine. If you need a money app you could do worse. Reviewed on: 19th April 2026

PayPal great help

PayPal is secure and they're always there to help the customers Reviewed on: 19th April 2026

Easy and efficient

Easy access to the app and quick response to enquiries. Reviewed on: 19th April 2026

My purchase went very successful and stress free wit...

My purchase went very successful and stress free with this service Reviewed on: 19th April 2026

PayPal is the best

Whenever I have had any issues or needed any help, PayPal are always there for me and deal with problems quickly and efficiently. And now you can earn points with them too and I have already managed to get £15 deducted from an online order. Reviewed on: 19th April 2026

PayPal a life saver.

PayPal is a life saver for me . It gives me peace of mind allowing me to buy tings I need and pay later without interest fee this is amazing. The most amazing things about PayPal is that I can use it pay for a list anything online it's just fantastic and make life easier. Reviewed on: 19th April 2026

I use paypal regularly for many transactions and fin...

I use paypal regularly for many transactions and find it efficient and convenient, i can assist freinds and family and buy goods and services from mamy places easily . I can also speead the cost if certain transactions interest free which can be a big help . Reviewed on: 19th April 2026

Responsive

PayPal were responsive when I had a problem with a transaction Reviewed on: 19th April 2026

Paypal Cred with no stress

Its helped me massively in buying things I couldn't really afford at the time of purchase but given me enough time to pay the credit off interest free. Reviewed on: 19th April 2026

Easy to use and manage your money

Easy to use and manage your money Reviewed on: 19th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101296 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub