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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104335 reviews)

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4.90

Based on 104,335 reviews, last reviewed 11th May 2026

2468650% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have been with PayPal for many years they are very g... Have been with PayPal for many years they are very good the customer care is excellent i would recommend 100 percent Reviewed on: 11th May 2026

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104335)

Handy

Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022

Great service, I use it all the time

Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

To sum it up in one it takes the stress out of buying

It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022

PayPal Credit

Excellent Service, safe and easy Transactions. Reviewed on: 13th June 2022

Paypal credit

Most user friendly credit facility I've used. Its quick and easy to use. The pay in installment facility is great for larger purchases, to spread the cost more manageably. Reviewed on: 13th June 2022

Easy to use and manage

I've used Paypal credit a few times now and it's so easy to manage your account via the app. I also find the customer service team to be really helpful and responsive. Would recommend to others interested in Paypal credit. Reviewed on: 13th June 2022

A Timely Helper

Paypal Credit has been very helpful to me over the last year while my income has been very unpredictable, but lots of products have needed replacing. Making it interest free for 4 months has been all I needed to make sure I could afford to pay what I needed to, without interest and without a long-term debt being allowed to slide and lead me wayward. I feel that Paypal credit's 4 Months Interest Free promotion has been an excellent product that has helped me personally, enormously. Reviewed on: 13th June 2022

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