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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181138)

PayPal credit has helped me in so many ways from hel...

5
PayPal credit has helped me in so many ways from helping manage my money and less stress of paying expensive things upfront the app is also very easy to use and can see all your purchases etc and returns all easy and go straight back into your balance without having to do anything would highly recommend PayPal credit. Reviewed on: 19th April 2026

Easy and efficient process 0% is very helpful

5
Easy and efficient process 0% is very helpful Reviewed on: 19th April 2026

Use PayPal all the time...

5
Use PayPal all the time its reliable convenient and handy to spread the cost of life! With reassurance of protected payments which is needed in this day n age Reviewed on: 19th April 2026

Very satisfied with their services.

5
Very satisfied with their services. No pressure with the payments, and the fee changes are affordable Reviewed on: 19th April 2026

Easy to use.

5
Easy to use. Easy to understand and navigate. Security of the accounts is amazing and the chat service is good too. Reviewed on: 19th April 2026

Paypal are very good at talking to on phone with any...

5
Paypal are very good at talking to on phone with any problems Reviewed on: 19th April 2026

The best of all amazing

5
The best of all , it’s such an easy , convenient and safe way to pay for your purchase Reviewed on: 19th April 2026

Keeps all my transactions in one place and easy to c...

5
Keeps all my transactions in one place and easy to check and track. Reviewed on: 19th April 2026

Excellent service service good customer service

5
Excellent service good customer service Reviewed on: 19th April 2026

I’ve had a very Good experience with Paypal highly r...

5
I’ve had a very Good experience with Paypal highly recommend Reviewed on: 19th April 2026

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