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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Very good and very convenient to use

Very good and very convenient to use Reviewed on: 19th April 2026

Very simple to use and professional application

Very simple to use and professional application Reviewed on: 19th April 2026

Great to build credit The customer service is quick...

Great to build credit The customer service is quick and reliable Reviewed on: 19th April 2026

Helpfull when scammed.

Helpfull when scammed. Money returned straight away. Reviewed on: 19th April 2026

The PayPal credit is easy to use and manage.

The PayPal credit is easy to use and manage. You are protected against issues such as scams, fake sellers or issues with items delivery. Reviewed on: 19th April 2026

I use this regularly.

I use this regularly. It's great that you get more time to pay, so you can spread the cost, especially when money is a bit tight. Reviewed on: 19th April 2026

Excellent service

PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recommend to anyone who is willing to make the monthly payments, which are not high at all. Reviewed on: 19th April 2026

Brilliant as always very safe, quick service and exc...

Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026

Efficient financial services

I've been a customer for a few tears now and use PayPal as a backbone in my finances. Buy in three, transfers and single purchases are regular transactions. Always quick and efficient. I am liking the new delivery tracking too. Reviewed on: 19th April 2026

Very easy to use, safe transactions, clear and very...

Very easy to use, safe transactions, clear and very detailed in app. Reviewed on: 19th April 2026

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