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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136938 reviews)

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4.73

Based on 136,938 reviews, last reviewed 12th Jun 2026

3961900% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love pay pal used it for years. Love pay pal used it for years. Always speedy and reliable. Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (136938)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use all very informative app is great.

Easy to use all very informative app is great. Reviewed on: 9th June 2026

Easy to use, great support and super flexible.

Easy to use, great support and super flexible. Reviewed on: 9th June 2026

Seems to be much like any other credit card.

Seems to be much like any other credit card. Takes a long time for repayments to go through. Reviewed on: 9th June 2026

PayPal credit has been a life saver for me.

PayPal credit has been a life saver for me. I’ve been able to buy things and pay monthly allowing me to still get bits that I need without having to pay the full amount up front. Reviewed on: 9th June 2026

I love PayPal so much, their app is user friendly...

I love PayPal so much, their app is user friendly Reviewed on: 9th June 2026

Not a traditional credit.

It’s not a traditional credit. I like the offers and pay in 4 months and 3 months Reviewed on: 9th June 2026

Excellent service for nearly 3 decades.

Really excellent service for nearly 3 decades, always adding useful features , great customer service, overall a great experience. Reviewed on: 9th June 2026

From quick pay, pay in three and PayPal credit I use...

From quick pay, pay in three and PayPal credit I use it all such a safe and great way of making payments. Any questions with customer services also excellent and always happy to help Reviewed on: 9th June 2026

Really easy to use and pay off early if I was able to.

Really easy to use and pay off early if I was able to. No hidden costs Reviewed on: 9th June 2026

Excellent service.

Excellent service. PayPal Credit is easy to use, offers flexible payment options, and makes managing purchases simple and convenient. Highly recommended. Reviewed on: 9th June 2026

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