Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180885 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180886)

My favourite option for making online payments

PayPal is the most reliable and safest source of payment online. I have never experienced any problems with them and would be happy to recommend them to anyone looking for a trustworthy and efficient online payment method. As a long term customer, I am also entitled to the PAY IN 3 option which is really helpful with managing my finances in an ever increasing daily living cost. The offer of 4 months free credit is also a bonus for making a bigger purchase due to PayPal giving a generous interest free funding period. They are also excellent at helping me to keep track of payments by sending emails every time a payment is taken off my account. I am generally reluctant in giving financial advice but would not hesitate to recommend PayPal to friends and family. PayPal is also an excellent way to send money within the UK or overseas should my daughter ever need access to funds quickly. Obviously, anyone who has ever sold on eBay will be familiar with the ease of making and receiving payments via PayPal. Reviewed on: 8th July 2026

Fantastic Service.

Fantastic Service.Rules.Simple to use:)))) Reviewed on: 8th July 2026

Great, never had a problem.

Great, never had a problem. Use it frequently Reviewed on: 8th July 2026

Excellent customer service.

Excellent customer service. Pay in 3 produce speedy decisions and reminder always timeously sent when next payment due. Any issues with sale/purchases have been resolved with positive outcomes and resolution. Reviewed on: 8th July 2026

PayPal Credit has been a smooth and reliable payment...

PayPal Credit has been a smooth and reliable payment option for me. I love how easy it is to apply, and the instant approval made checkout stress‑free. The flexibility to spread payments over time has helped me manage my budget without feeling overwhelmed. It integrates perfectly with my PayPal account, and I always feel secure using it. Overall, a convenient and trustworthy credit option. Reviewed on: 8th July 2026

Generally very easy to send / recieve money, goods a...

Generally very easy to send / recieve money, goods and services protects me buying things and it’s a very secure platform Reviewed on: 8th July 2026

PayPal Credit made paying for our holiday so much ea...

PayPal Credit made paying for our holiday so much easier. The application process was quick and straightforward, and the 0% interest offer gave us the flexibility to spread the cost without any hassle. The website and app are easy to use, payments are simple to manage, and everything is clearly explained. It gave us peace of mind knowing we could book our trip straight away and pay it off over time. Overall, a fantastic service that made a big purchase much more manageable. Highly recommended! Reviewed on: 8th July 2026

Great service

Easy and reliable service to use for all kind of payments and small business Reviewed on: 8th July 2026

Very good, sorted problems quick.

Very good, sorted problems quick. At hand to use Reviewed on: 8th July 2026

PayPal offers

This payment option offers significant advantages for those prioritizing expedited monthly cost management. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101089 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub