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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180883)

Livery good offers and payment plans

5
Livery good offers and payment plans Reviewed on: 8th July 2026

My only gripe with PayPal credit is that at first I...

4
My only gripe with PayPal credit is that at first I seemed to get text alerts when payments were due, but this then stopped and when you log in, there was no payment due date, this meant I was late on a few payments. Only way to see this would be to go onto my statement and look at the due date Reviewed on: 8th July 2026

Easy secure managing your finances online.

5
Easy secure managing your finances online. No fuss, only thing would be good if finding statements on the web page. Reviewed on: 8th July 2026

Aways a reliable service.

5
Aways a reliable service. Use for purchases and sending money. Reviewed on: 8th July 2026

I like using PayPal especially credit and pay in 3 o...

5
I like using PayPal especially credit and pay in 3 options which saved me very often. Plus I can also help my family and friends who live in Ukraine and need my support Reviewed on: 8th July 2026

FAST,EASY

5
I have bought a I phone and AirPods and paid by pay pal, trust me, my experience was smooth ever. Reviewed on: 8th July 2026

Go to payment method

5
Easy app to use, secure, pay in 3 option great. trust using it as secure Reviewed on: 8th July 2026

My favourite option for making online payments

5
PayPal is the most reliable and safest source of payment online. I have never experienced any problems with them and would be happy to recommend them to anyone looking for a trustworthy and efficient online payment method. As a long term customer, I am also entitled to the PAY IN 3 option which is really helpful with managing my finances in an ever increasing daily living cost. The offer of 4 months free credit is also a bonus for making a bigger purchase due to PayPal giving a generous interest free funding period. They are also excellent at helping me to keep track of payments by sending emails every time a payment is taken off my account. I am generally reluctant in giving financial advice but would not hesitate to recommend PayPal to friends and family. PayPal is also an excellent way to send money within the UK or overseas should my daughter ever need access to funds quickly. Obviously, anyone who has ever sold on eBay will be familiar with the ease of making and receiving payments via PayPal. Reviewed on: 8th July 2026

Fantastic Service.

5
Fantastic Service.Rules.Simple to use:)))) Reviewed on: 8th July 2026

Great, never had a problem.

5
Great, never had a problem. Use it frequently Reviewed on: 8th July 2026

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