Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180881)

good contact and good allround knowledge

5
good contact and good allround knowledge Reviewed on: 8th July 2026

Easy to use

5
No issues, widely accepted and easy to use. Email updates to keep me up to date and easy accessibility to view account information Reviewed on: 8th July 2026

I've had a few bad complaints about my orders from...

5
I've had a few bad complaints about my orders from company's and being scammed but PayPal come to my rescue and sorted it all out for me and got my money back which is fantastic service to them Reviewed on: 8th July 2026

I’ve used PayPal for a while, available on most purc...

5
I’ve used PayPal for a while, available on most purchases to suit my budget. Reviewed on: 8th July 2026

Safe purchases

5
Very good for emergency purchases Reviewed on: 8th July 2026

Paypal is easy to navigate and provides a symbol of...

5
Paypal is easy to navigate and provides a symbol of reassurance when dealing with merchants online. Reviewed on: 8th July 2026

PayPal is a great way to quickly

5
PayPal is a great way to quickly pay for goods without having to grab your card and with affordable options in terms of 'pay in 3' and the readily available credit are an extremely convenient way of making the purchase you want/need. Reviewed on: 8th July 2026

Great customer service

5
Customer service is fantastic, helped me transfer the money back into my bank account when the security wouldn't allow me to pay for my holiday. Bang goes moving onto the Gold card sadly. Reviewed on: 8th July 2026

Livery good offers and payment plans

5
Livery good offers and payment plans Reviewed on: 8th July 2026

My only gripe with PayPal credit is that at first I...

4
My only gripe with PayPal credit is that at first I seemed to get text alerts when payments were due, but this then stopped and when you log in, there was no payment due date, this meant I was late on a few payments. Only way to see this would be to go onto my statement and look at the due date Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101082 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products