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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

I feel safe using PayPal, a very secure and trusted...

I feel safe using PayPal, a very secure and trusted way to make my purchases and knowing I am covered should there be an issue. I have using PayPal for a long time and use it as a payment method as much as is allowed on various websites or online shops. Reviewed on: 18th April 2026

First Class Customer Experience

PayPal put customers first and provide a first class customer experience. I trust PayPal Reviewed on: 18th April 2026

It's great for buying items when funds are low

It's great for buying items when funds are low Reviewed on: 18th April 2026

No problems always been fine been able to spend on i...

No problems always been fine been able to spend on it ok and payments have gone through fine Reviewed on: 18th April 2026

User Friendly service

PayPal is a reliable and user friendly platform for online payments, offering quick transactions and strong buyer protection. However, occasional delays in processing and inconsistent customer support can be frustrating. Overall, it’s a trusted choice for shopping online, but there’s room for improvement especially in the speed of paypal credit transactions Reviewed on: 18th April 2026

Too easy...

Easy to see your payments both past and future, many different payment options Reviewed on: 18th April 2026

I like use this app for mt online payments

I like use this app for mt online payments Reviewed on: 18th April 2026

Really quick decision.

Really quick decision. Best finance company I've ever used. Reviewed on: 18th April 2026

Very easy to use and good support

Very easy to use and good support Reviewed on: 18th April 2026

I am using it to spread the cost of a few Christmas...

I am using it to spread the cost of a few Christmas present. So helpful. Reviewed on: 18th April 2026

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