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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Top notch customer service, fast and simple.

Top notch customer service, fast and simple. Reviewed on: 18th April 2026

I’ve had a really positive experience with PayPal Cr...

I’ve had a really positive experience with PayPal Credit. The application process was simple and straightforward, and I was able to start using it almost immediately. It’s been incredibly helpful for spreading the cost of purchases, especially when managing larger expenses. I find the platform easy to use, with clear statements and flexible repayment options that suit my budget. It’s given me peace of mind knowing I have that extra support when needed, without feeling overwhelmed. Overall, I’m very happy with the service and would recommend PayPal Credit to anyone looking for a convenient and reliable way to manage payments. Reviewed on: 18th April 2026

Great deals and bonuses

I’ve had a good experience with PayPal Credit — flexible payment options, plenty of choice, and helpful online support. Overall, very solid. Reviewed on: 18th April 2026

Never had any problem with purchasing

Never had any problem with purchasing Reviewed on: 18th April 2026

Great card easy use to use great customer servi...

Great interest rate easy to use great customer service quick response for all the customer service team people Reviewed on: 18th April 2026

Highly recommend PayPal

If I have had a problem PayPal have been fantastic at resolving them. Also helping with any query I've had regarding web development and linking to PayPal services. I can not fault them on anything Reviewed on: 18th April 2026

My experience with PayPal has been very good so far.

My experience with PayPal has been very good so far. It’s easy to use, secure, and makes sending or receiving payments really convenient. I would definitely recommend it. Reviewed on: 18th April 2026

So easy to youse and keeps you up to date with your...

So easy to youse and keeps you up to date with your acount Reviewed on: 18th April 2026

Great to use PayPal I pay back monthly and can use t...

Great to use PayPal I pay back monthly and can use that money again with no fees Reviewed on: 18th April 2026

I really like pay pal I have used it for...

I really like pay pal I have used it for years Reviewed on: 18th April 2026

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