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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Amazing service and very reliable

Amazing service and very reliable Reviewed on: 18th April 2026

Paypal is so helpfull for all my transaction because...

Paypal is so helpfull for all my transaction because in their 4months to pay if I spend £100 in every transaction I'll made Reviewed on: 18th April 2026

Excellent and reliable service to customers.

Excellent and reliable service to customers. Able to recover back money from seller who is fraudulent in their transaction. Also the pay in three allows customers to buy and pay for their orders with great ease and pace Reviewed on: 18th April 2026

comes handy.

PayPal credit comes handy on those days when I couldn't afford to pay the full price. Giving the opportunity to spread the costs of any product I purchase. Really a game changer. Reviewed on: 18th April 2026

I was very pleased with paypal ,when i got accepted...

I was very pleased with paypal ,when i got accepted for account with them, i personaly found the company to be of a high standards even on line ,i prefer paypal to have all my purchases in one place. Reviewed on: 18th April 2026

Easy payment access!

Easy payment access! So much easier than paying directly from my account. Making it easier and safer. Reviewed on: 18th April 2026

Very easy to use and make payments.

Very easy to use and make payments. Very reasonable rates Reviewed on: 18th April 2026

Great for bigger purchases, interest free for 4 mont...

Great for bigger purchases, interest free for 4 months makes things more manageable especially things that catch you unaware or things like concert tickets etc Reviewed on: 18th April 2026

PayPal is a trusted and reputable financial provider.

PayPal is a trusted and reputable financial provider. Their platform is user friendly, efficient and secure. Reviewed on: 18th April 2026

Good bank

Good bank been with for years good for online purchases. Used credit card to make a phone purchase in an installment plan Reviewed on: 18th April 2026

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