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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Very professional , the future of school

4
Very professional , the future of school Reviewed on: 18th April 2026

Excellent service and always answered my questions

5
Excellent service and always answered my questions Reviewed on: 18th April 2026

Every time I use PayPal is a positive experience.

5
Every time I use PayPal is a positive experience. Reviewed on: 18th April 2026

It’s been a wonderful experience using pay pal over...

5
It’s been a wonderful experience using pay pal over the years and they have the best credit card one can ever get with the best rate and that is the only credit card I have Reviewed on: 18th April 2026

Paypal leverage option of 0% in 4 payments which is...

5
Paypal leverage option of 0% in 4 payments which is really helpful at the time of need . Also PayPal credit seems very useful for same Reviewed on: 18th April 2026

It's one of the simplest and best service from a dig...

5
It's one of the simplest and best service from a digital payments service. Reviewed on: 18th April 2026

Happy customer, no complaints, good offering of serv...

5
Happy customer, no complaints, good offering of services and rewards for using service Reviewed on: 18th April 2026

Ive always been impressed with PayPal services, and...

5
Ive always been impressed with PayPal services, and their customer service up to date. Reviewed on: 18th April 2026

It just ma everything feel a lot more secure and...

5
It just makes everything feel a lot more secure and incredibly easy especially when paying for things when you’re not sure of who you’re paying as an older customer I find it all very reassuring Reviewed on: 18th April 2026

Easy to use, clear and concise app.

5
Easy to use, clear and concise app. Simple when buying. Reviewed on: 18th April 2026

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