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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Easy to use.

Easy to use. Low interest. Easy to get help when required. Great way to manage money and purchase items. Reviewed on: 18th April 2026

All evidence provided but still ripped off by seller

I had clearly been ripped off by a seller but PayPal, despite me providing the evidence, failed to obtain a refund. Reviewed on: 18th April 2026

Best experience ever recommended for every one

Best experience ever recommended for every one Reviewed on: 18th April 2026

Fantastic service, no hidden fees, great customer su...

Fantastic service, no hidden fees, great customer support Reviewed on: 18th April 2026

Simply great service simple and straightforward

Simply great service simple and straightforward Reviewed on: 18th April 2026

Great for splitting payments into 3.

Great for splitting payments into 3. Reviewed on: 18th April 2026

Excellent

Excellent experience , I recommend it for everyone Reviewed on: 18th April 2026

Easy to use, no problems using the service throughout.

Easy to use, no problems using the service throughout. Reviewed on: 18th April 2026

Easy to pay and very convenient.

Easy to pay and very convenient. Reviewed on: 18th April 2026

The best

Always there , for me , easy to pay back Reviewed on: 18th April 2026

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