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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

"Perfect for using overtime pay towards big buys, wh...

"Perfect for using overtime pay towards big buys, while keeping funds aside for peace of mind when last-minute emergencies arise. Reviewed on: 18th April 2026

Decent, just wish they'd actually notify you when a...

Decent, just wish they'd actually notify you when a payments due Reviewed on: 18th April 2026

Very professional, service is AAA very flexible make...

Very professional, service is AAA very flexible makes life so much easier with payments when things are tight highly recommended for your every day financial needs. Reviewed on: 18th April 2026

PayPal great way of spending

Been using PayPal for a while and only had good experience with it Reviewed on: 18th April 2026

I didn't really like the idea of buying online, but...

I didn't really like the idea of buying online, but since I started using PayPal I've learned a lot and I love doing my shopping. Reviewed on: 18th April 2026

Perfectly safe & secure

Easy to use. Trustworthy & secure to use Reviewed on: 18th April 2026

works ,easy to set up and pay for things ,som...

Always works ,easy to set up and pay for things ,sometimes frustrating to contact but maybe I'm impatient. Reviewed on: 18th April 2026

PayPal the safest payer

PayPal are the safest way to protect your money Reviewed on: 18th April 2026

I love it

I love it. Its amazing and am enjoying it Reviewed on: 18th April 2026

Never had any issues and have used PayPal for over 2...

Never had any issues and have used PayPal for over 20 years. They have always been transparent and no problems with there business.. Reviewed on: 18th April 2026

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