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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Extortionate interest rates.

Extortionate interest rates. Interest free period is short and it's not clear how to pay off the free things vs the things that are compiling interest. Terms and conditions are the usual obfuscated small print, updated regularly and never for the better. Only one step up from payday loans in my opinion Reviewed on: 18th April 2026

Brilliant and very happy with how easy it is to use.

Brilliant and very happy with how easy it is to use. Reviewed on: 18th April 2026

Fantastic always good for any questions or help I mi...

Fantastic always good for any questions or help I might have needed thank you x Reviewed on: 18th April 2026

Love using PayPal and fell safe and secure

Love using PayPal and fell safe and secure Reviewed on: 18th April 2026

Never a negative experience

Easy to use, helpful and easy to deal with. Reviewed on: 18th April 2026

I've had good experiences with PayPal especially hel...

I've had good experiences with PayPal especially help with my bills Reviewed on: 18th April 2026

My go to payment method always

I have been with PayPal for many many years. Its my go to for my purchases as I know I have extra security. I have raised issues with retailers before and PayPal have been fair and have always come through for me Reviewed on: 18th April 2026

Happy Customer

Everything is explained well and easy to use. Reviewed on: 18th April 2026

Always could count on customer service had an excell...

Always could count on customer service had an excellent experience since joined Reviewed on: 18th April 2026

So easy to use and safe!

So easy to use and safe! Never had an issue Reviewed on: 18th April 2026

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