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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Fantastic app easy to use

Fantastic app easy to use and manage Reviewed on: 18th April 2026

With over 400 million active accounts globally, PayP...

With over 400 million active accounts globally, PayPal is a recognized and trusted name, which reduces consumer anxiety at checkout and lowers abandonment rates. Reviewed on: 18th April 2026

Simple to use, clear terms, and multiple payment opt...

Simple to use, clear terms, and multiple payment options. I’ve used paypal credit for a number of mid-sized purchases and not had any issues. It’s all been plain sailing. Reviewed on: 18th April 2026

I use PayPal pay in 3 and also pay over 6 months int...

I use PayPal pay in 3 and also pay over 6 months interest free, it gives me the opportunity to purchase items and spread the cost without paying interest. Reviewed on: 18th April 2026

Easy to use, clear and concise billing.

Easy to use, clear and concise billing. Anytime I have called customer service they have answered quickly and help me. Reviewed on: 18th April 2026

I love paypal credit its very convenient and the 0%...

I love paypal credit its very convenient and the 0% promotional offer for 4 months is really good Reviewed on: 18th April 2026

Efficient, fast and reliable

Easy to use, effective and fast and always reliable Reviewed on: 18th April 2026

Easy to use and funding always available

Easy to use and funding always available Reviewed on: 18th April 2026

Very good easy to use and there was no rewards till...

Very good easy to use and there was no rewards till now I am using this but I never seen a reward from PayPal or no cash back as well Reviewed on: 18th April 2026

Recent purchase via EBay not refunded.

Recent purchase via EBay not refunded. Opened the case with PayPal who successfully mitigated on my behalf and won my refund Reviewed on: 18th April 2026

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