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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

Brilliant service

Have being using PayPal for a number of years now and never had any issues, even when I have had to get a refund for anything everything goes through smoothly. Reviewed on: 18th April 2026

PayPal as an extra layer of protection.

I personally use PayPal as an extra layer of protection of such payments like subscriptions an also as payment method when is available. Reviewed on: 18th April 2026

Great experience and easy to use.

Great experience and easy to use. Reviewed on: 18th April 2026

PayPal have customer at heart.

PayPal have customer at heart. I once mistakenly pay for a good and within 3days PayPal get my money for me. They have a very srong policy and the apps is so user friendly. I love paypal Reviewed on: 18th April 2026

Good experience very friendly to use

Good experience very friendly to use Reviewed on: 18th April 2026

Good experience and easy to use.

Good experience and easy to use, and I advive family and friends to join Paypal Reviewed on: 18th April 2026

It's worth it

The only problem I had was when my bank didn't authorise the direct debit payment. I needed to pay my balance off and you guys were amazing about it. Plus the points system makes it all the sweeter Reviewed on: 18th April 2026

PayPal Convenience

Both Paypal Credit and Paypal pay-in-three have been a massive help to me. The convenience of having these options at my fingertips is absolutely fantastic! Reviewed on: 18th April 2026

Excellent

So handy and interesting free for 4 months Reviewed on: 18th April 2026

Supported me when ever I have needed that little bit...

Supported me when ever I have needed that little bit of retail therapy and not had enough money to buy anything. Especially when I have been really down lately, PayPal has helped me to pick myself up again. Easy to set up use and pay back. Love it! Reviewed on: 18th April 2026

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