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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181141 reviews)

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4.73

Based on 181,141 reviews, last reviewed 4th Sep 2026

15% decrease in 5 star reviews

in the past 90 days

6% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181141)

I trust paypal I have peace of mind as well .

I trust paypal I have peace of mind as well . Reviewed on: 18th April 2026

My go to money app

Use PayPal for my default payments provider, and financer when I want something a little extra. Reviewed on: 18th April 2026

Always keeping my funds safe and easy to understand...

Always keeping my funds safe and easy to understand the interface Reviewed on: 18th April 2026

Easy, very helpful, I always trust PayPal 100%

Easy, very helpful, I always trust PayPal 100% Reviewed on: 18th April 2026

Really good products and customer service.

Really good products and customer service. Use it for big purchases giving the flexibility to pay over time with no interest or charges Reviewed on: 18th April 2026

PayPal Credit

PayPal credit was straightforward to set up and manage on a monthly basis and I trust careful use will improve my credit rating over time. I have had no need so far to contact customer service or support, which I feel says everything. Well done!!! Reviewed on: 18th April 2026

Great experience, always helpful if having any issues.

Great experience, always helpful if having any issues. Nice and easy applications and website to use Reviewed on: 18th April 2026

Great company

Great company helps when there's a problem conievent easy to use Reviewed on: 18th April 2026

Pay pal credit is the easiest to use

Easy to set up and use. Makes instalments easier to manage and set up direct debit to pay it. Reviewed on: 18th April 2026

Excellent experience!

PayPal is one of the most reliable and user-friendly online payment platforms available today. Its interface is clean, intuitive, and easy to navigate, making it accessible for both beginners and experienced users. Setting up an account takes only a few minutes, and once you’re in, sending or receiving money feels almost effortless. Reviewed on: 18th April 2026

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