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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106746 reviews)

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4.90

Based on 106,746 reviews, last reviewed 14th May 2026

2579100% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is easy PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106746)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Best credit card ever no problems to report

Best credit card ever no problems to report Reviewed on: 13th May 2026

I trust PayPal with all my shopping needs.

I trust PayPal with all my shopping needs. It’s 100% safe and it gives me piece of mind. Reviewed on: 13th May 2026

PayPal Makes Everything Simple and Secure

I’ve been using PayPal for several years now for personal transactions, and I’m genuinely very happy with it. The platform is incredibly easy to use — whether I’m sending money to friends and family or paying for online purchases. The app and website are both smooth, intuitive, and reliable. Transfers are fast (especially when using PayPal balance or linked bank accounts), and I love the peace of mind that comes with strong security features and excellent buyer protection. Customer service has also been helpful whenever I’ve needed them. Account verification and setup were straightforward, and I’ve never had any major issues with payments going through. Reviewed on: 13th May 2026

Use it all the time

Use it all the tiime as it is convenient. Reviewed on: 13th May 2026

I like using Paypal, but I do find your website a li...

I like using Paypal, but I do find your website a little unfriendly to use. Reviewed on: 13th May 2026

Always very helpful and easy to use

Always very helpful and easy to use Reviewed on: 13th May 2026

Very good

Very good and useful for online shopping and available in all merchants Reviewed on: 13th May 2026

Great service, quick response and support.

Great service, quick response and support. Reviewed on: 13th May 2026

Quick, easy and safe.

Quick and easy, the PayPal credit no interest for 4 months on purchases over £100 is a great idea as it helps justify those bigger purchases that if bought out right would hurt the wallet but over time payed off helps. Reviewed on: 13th May 2026

Brilliant service, great offers

Brilliant service, great offers on the card and can be used everywhere. Reviewed on: 13th May 2026

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