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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal are excellent

5
PayPal is a great efficient buisness, they are on hand when needed and they resolve any issue in rapid timely manner. Reviewed on: 14th July 2026

A very easy app and company to deal with

5
A very easy app and company to deal with Reviewed on: 14th July 2026

I stick to PayPay

5
Paypal is the financial glue that keeps my online purchasing secure. It's why I stick with PayPal Reviewed on: 14th July 2026

Easy to use

5
Easy to use and set up allowing you to pay over 3 months Reviewed on: 14th July 2026

Great interaction and website,safe money transfer an...

5
Great interaction and website,safe money transfer and a number of options to spread the cost of purchases. Reviewed on: 14th July 2026

Great experience, easy way to make payments.

5
Great experience, easy way to make payments. Reviewed on: 14th July 2026

PayPal help me in my Daily Expenses

5
PayPal help me in my Daily Expenses Reviewed on: 14th July 2026

Been using paypal for year..called CS once

5
So far so good, as i have been using paypal for years and have only needed to speak to customer service once. That is a good service with very little to no issues. Reviewed on: 14th July 2026

I love how versatile the paypal service is, giving f...

5
I love how versatile the paypal service is, giving flexibility, I enjoy using paypal Reviewed on: 14th July 2026

PayPal a breath of fresh air

5
PayPal has made the purchases on line so much more easier also much safer knowing that I have backup from this most fantastic company! Thank you PayPal. kind regards Simon Barber Reviewed on: 14th July 2026

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